This government housing subsidy is more cost-effective and market-based than many programs, but its impacts are limited.
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Government housing subsidies can't provide a permanent lasting solution to affordable housing challenges, but naturally occuring mixed income neighborhoods could.
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Homeownership and suburban development receive preferential tax treatment, and the market responds to incentives built into the code.
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On the surface, mortgages appear to be a mostly free market enterprise, but the system masks a huge amount of government intervention.
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The Trump Administration’s reconsideration of the mortgage interest deduction has sparked a wider conversation about its merit, and sources on both the left and the right seem to agree that it accomplishes very little.
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Our views on government involvement in housing and housing subsidies need to be coherent.
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We are profoundly conflicted as a nation when it comes to housing: we want it to be affordable, but we also want its prices to rise fast enough to be valuable as a financial investment.
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Housing development in the United States isn’t a one-size-fits-all model. Different types of neighborhoods and urban forms have different financing needs. Kudos to Fannie Mae and Freddie Mac for taking these steps.
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Federal housing programs that support multi-family housing have started to make it easier to get loans for projects that combine residential space with ground-floor retail.
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The White House takes aim at some of the our cities' worst development practices.
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The spectre of poverty haunts hundreds of American suburbs and effects millions of Americans. Let's take a look at the data behind suburban poverty: its causes, impacts and current trends.
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Do we want to make life easy on the experts, or make Detroit a better place that can also pay its bills?
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We're excited to announce the release of a new Strong Towns ebook about housing policy.
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Chuck is joined by Christopher Jones and Sarah Serpas of Regional Plan Association, a New York-based non-profit organization that recently released a report titled The Unintended Consequences of Housing Finance.
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The Oram Foundation funded the creation of "The Unintended Consequences of Housing Finance," the RPA report we've been exploring this week. Chuck Marohn interviewed Richard Oram, Chairman of the Foundation to learn about how he got interested in housing finance and what he hopes the report will accomplish.
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How does federal housing policy impact your community?
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It's time to turn our focus toward federal housing policy and the way it distorts the market. If you're frustrated about the lack of choice in housing, issues of affordability, gentrification and blight, you're going to want to pay attention.
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